Rural Bank of Katipunan
HISTORICAL BACKGROUND
| GENERAL INFORMATION |
| Name of MFI |
Rural Bank of Katipunan |
| Year Established |
January 29, 1979 |
| Mission |
- We are committed to provide diversified banking services, the adoption of the most modern banking facilities and services in order to satisfy our clients. Our clients shall service in order to satisfy our clients. Our clients shall be the focus of our services and their satisfaction shall be the measure of our success.
- We shall regard our human resources as key to our success and shall equip and empower with skills and competencies necessary to make them effective in theiur work. Under a culture of trust, professionalism, integrity, efficiency and productivity, be contributed to the fulfillment of their potentials. We shall move and work together to achieve not only to our share goals for the company but also to each other’s personal goal of a happy and descent life for the family.
- We shall be the leader in the rural banking industry not only in terms of resources but more over improving quality service to our clients. We shall contribute in professionalizing and improving the services of rural bank by modeling a highly competent, productive and empowered management and work force.
- We are committed to contribute to the upliftment of the economic conditions of the company and the country as a whole. Through our prudent management, we shall optimize to use of our financial resources to create business and economic activities that can spur growth via our Microfinance project, “Proyekto Ma-Asenso”.
|
| Vision |
Our vision is to be a leader in the Rural Banking Industry setting benchmarks governed by sound corporate and social values for the benefit of our stakeholders and customers, in the service of God. |
| Products & Services |
Savings
- Regular savings deposit
- Time Deposit
- Special Savings Deposit
- Current account deposit
Credit
- Agricultural Loan
- Commercial Loan
- DepEd Salary Deduction
- Salary Loan granted to LGU’s
|
| CONTACT PERSONS |
DESIGNATION |
DIRECT PHONE |
DIRECT EMAIL |
| Leticia Gutiera Loquinario |
Chief Executive Officer |
N/A |
N/A |
OUTREACH AND IMPACT
|
Outreach Indicators
|
As of December 31, 2007
|
| No. of Personnel for Microfinance |
|
| |
|
| Outreach |
|
| No. of Active Borrowers |
12,778 |
| Average Loan Balance per Borrower |
|
| |
|
| Loan Portfolio |
|
| Outstanding Loans (Microfinance) |
Php 57,649,983.93 |
financial data
|
Balance Sheet
|
As of Dec. 31, 2007
|
Net Loan Receivables
|
|
Total Assets
|
405,171,138.33 |
| Total Equity |
64,226,414.04 |
| |
|
Financing Structure
|
|
Capital Asset/Ratio
|
.16 |
| Debt/Equity Ratio |
5.31 |
| Gross Loan Portfolio/Total Assets |
|
| |
|
Overall Financial Performance
|
|
Return on Assets (%)
|
2% |
| Return on Equity (%) |
12.66% |